insurance-policy-summary
Produces structured, citation-backed summaries of U.S. insurance policies, endorsements, claims files, and coverage correspondence for coverage analysis and insurance litigation. Use when summarizing policies, declarations, claims files, reservation-of-rights letters, denial letters, or coverage disputes.
Full skill instructions
Deliver a litigation-grade, source-cited summary of policy terms and claim handling that supports coverage strategy. Stay neutral unless instructed otherwise.
2-3 paragraphs covering: policies at issue and coverage posture, triggering event/loss and claim status, primary disputes or ambiguities.
| Insurer | Policy No. | Period | Named Insured | Coverage Types | Limits | Deductible/SIR | Key Endorsements | Source |
| Endorsement | Effect on Coverage | Date/Version | Source |
| Date | Event | Actor | Amount | Coverage Position | Source |
| Party | Role | Relationship | Source |
| Type | Amount | Date | Notes | Source |
Types: Reserves, Payments, Demand, Estimate, Exposure.
| Position | Basis | Policy Provision | Communicated By | Date | Source |
Flag: missing endorsements/schedules, unclear policy periods, incomplete claims file segments, unverified loss facts.
Document name + page/paragraph for each quoted or key fact.
[VERIFY].
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