credithq.tech
AI credit risk and AR automation to accelerate cash flow and smarter lending
Quick facts
- Best for
- AI credit risk and AR automation to accelerate cash flow and smarter lending
- Pricing
- Freemium
- Editor rating
- 4.5 / 5
- Community saves
- 0
About credithq.tech
CreditHQ is an AI-powered platform that unifies credit risk analysis, underwriting automation, and accounts receivable (AR) management to help B2B lenders and finance teams accelerate cash flow and reduce risk. It delivers real-time AI credit scoring, automated invoicing and collections, predictive analytics for payment risk, and portfolio monitoring—backed by SOC 2 Type II security and seamless integrations with QuickBooks, Xero, Netsuite, Stripe, Plaid, major ERPs/CRMs, and banking rails.
Pros
- AI-driven credit underwriting
- Alternative data integration (utility, trade, digital footprint)
- Real-time risk scoring and dynamic limits
- Collections optimization with AI agents
- Fraud and anomaly detection
- Portfolio monitoring with early warning signals
- Customizable, no-code decision engines
- Compliance automation with explainable AI (FCRA/ECOA)
- API-first, RESTful integration with core systems
- Performance analytics dashboard with A/B testing
- AI credit scoring for buyers and borrowers
- Automated AR workflows (invoicing, reminders, disputes, dunning)
Cons
Pricing
Free Trial (14 days)
$0
- • 14-day free trial; no credit card required
- • Access to full core features during trial
- • Sign up via dashboard to test the platform
Custom (usage-based)
$0
- • Custom, usage-based pricing (e.g., per credit decision, per API call, or per loan application)
- • Flexible billing: monthly or annual commitments
- • May include per-user or per-seat pricing for team access
- • Scales with volume (number of decisions per month)
- • AI credit scoring and risk models with customizable decision rules
- • Document OCR, income/bank verification, AML/KYC fraud checks
- • API-first integrations (REST/GraphQL), webhooks, 100+ integrations (e.g., Plaid, Stripe)
- • Real-time dashboards, performance reports, and A/B testing
- • Compliance and security: SOC 2, GDPR; audit logs
- • Support via email/Slack; priority support for higher volumes
- • Volume-based discounts available
Enterprise Custom
$0
- • All features of Custom plan
- • Volume-based discounts
- • Dedicated account manager
- • Custom SLAs
- • White-labeling
- • On-premises deployment option