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Ledger Guideline

ledger

Financial ledger - transactions, audit trails. Use when tracking money.

SKILL.md

Full skill instructions

Ledger Guideline

Tech Stack

  • Payments: Stripe
  • Database: Neon (Postgres)
  • ORM: Drizzle

Non-Negotiables

  • Balances must be immutable ledger (append-only), not mutable fields
  • No floating-point for money (use deterministic precision)
  • All financial mutations must be idempotent
  • Monetary flows must be reconcilable with Stripe

Context

Financial systems are unforgiving. A bug that creates or destroys money — even briefly — is a serious incident. Users trust us with their money; that trust is easily lost and hard to regain.

If balance/​credits/​wallet exists, it must be bulletproof. If it doesn't exist yet, consider whether the current design would support adding it correctly. Retrofitting financial integrity is painful.

Driving Questions

  • Does a balance/​credits system exist, and is it implemented correctly?
  • Where could money be created or destroyed by a bug?
  • What happens during concurrent transactions?
  • How would we detect if balances drifted from reality?
  • Can we prove every balance by replaying the ledger?
  • What financial edge cases (refunds, disputes, chargebacks) aren't handled?

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