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personal-finance-routing-model
tojpaj/personal-finance-routing-model
personal-finance-routing-model is a machine learning model from tojpaj. Use it for the machine learning task on the model card, and read the license before you ship it in a product. The card lists the license as apache-2.0.
MuRIL fine-tuned for native Hindi/Punjabi financial-query intent classification (loaninquiry/insurance/fraudreport/savingsscheme/ other). AutoScientist Challenge Part 2, Personal-Finance category.
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At a glance
- License
- apache-2.0
- Model type
- bert
- Access
- Public
- Created
- Aug 2, 2026
- Updated
- Aug 2, 2026
- SHA
- 3373e2b9
Base models
Model card
From the Hugging Face model README
Personal-Finance Query Routing Model (MuRIL, Hindi/Punjabi)
MuRIL fine-tuned for native Hindi/Punjabi financial-query intent classification (loan_inquiry/insurance/fraud_report/savings_scheme/ other). AutoScientist Challenge Part 2, Personal-Finance category.
Competitive note
An active competitor (Rome-1/personal-finance-adaptive-autoscientist,
D->A, +80% quality) exists in this category using a generic English
recipe with no native-language angle. This submission differentiates
on the native-language axis rather than competing on generic quality.
Results
Accuracy 75.0%, Macro-F1 0.214 (held-out 20% split, 32 rows).
Known limitation, disclosed honestly: built without ULCA
registration to fit the deadline, using IndicCorpV2 general web text
instead of genuine financial queries. other dominates (132/158
training rows); the four genuine finance intents have too few examples
(0-13 each) for reliable classification. The fraud_report hard-bypass
safety design this idea was built around is documented but not
meaningfully testable on this round's thin data. See the source
project's PART2_SUBMISSION.md.
- Type
- bert
- License
- apache-2.0
- Languages
- hi, pa
- Created
- Aug 2, 2026
- Updated
- Aug 2, 2026