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kneau007/my-classifier-4
my-classifier-4 is a text classification model from kneau007. Use it when you need a label for a piece of text. It is set up for setfit.
This is a SetFit model that can be used for Text Classification. This SetFit model uses nomic-ai/nomic-embed-text-v1 as the Sentence Transformer embedding model. A LogisticRegression instance is used for classification.
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From the Hugging Face model README
This is a SetFit model that can be used for Text Classification. This SetFit model uses nomic-ai/nomic-embed-text-v1 as the Sentence Transformer embedding model. A LogisticRegression instance is used for classification.
The model has been trained using an efficient few-shot learning technique that involves:
| Label | Examples |
|---|---|
| e Payment of Indirect Taxes | <ul><li>'Can I cancel or modify my e Payment of Indirect Taxes online?'</li><li>'How does Indirect Tax Payment online reduce paperwork?'</li><li>'Is Digital Indirect Tax Payment available for all types of taxes?'</li></ul> |
| Ind Advantage (Reward Program) | <ul><li>'Can I combine Advantage Loyalty Program rewards with other offers?'</li><li>'Are Advantage program rewards taxable?'</li><li>"What is the Advantage program's points expiration policy?"</li></ul> |
| IB Pension Loan | <ul><li>'Repayment period for pension loan?'</li><li>'What is new pension scheme?'</li><li>'Are Elderly Loans offered to retired government employees?'</li></ul> |
| What is a Credit Score and How it Shapes Financial Health | <ul><li>'Can a high Credit Score qualify for lower interest rates?'</li><li>'What are the benefits of maintaining a good CREDIT NUMBER?'</li><li>'Can a strong Credit Score guarantee approvals for credit cards?'</li></ul> |
| MSME LAP | <ul><li>'How to get a statement for Small Medium Enterprises property loan account?'</li><li>'Loan amount provided in MSME LAP ?'</li><li>'How to track the status of Medium Enterprises LAP application?'</li></ul> |
| NRE FD/ MMD/ RD ACCOUNTS | <ul><li>'Can I access my Non-Resident External Fixed Deposit account online?'</li><li>'How to renew a matured Non-Resident External RD account?'</li><li>'What are the benefits of converting my savings account to a NRE RD account?'</li></ul> |
| Another Option for Pension | <ul><li>'Can I customize my Pension Option to suit my lifestyle?'</li><li>'Can I combine Multiple Pension Alternatives for maximum returns?'</li><li>'What are the Pensioner Option Benefits for long-term investors?'</li></ul> |
| IB Home Improve | <ul><li>'How does a home renovation loan impact my mortgage payments?'</li><li>'What are the fees associated with a villa renovation loan?'</li><li>'Can I co-borrow a house improvement loan with a family member?'</li></ul> |
| Details of Outstanding Tier 1 and Tier 2 Bonds | <ul><li>'What is the minimum investment required for Bond Issuance?'</li><li>'What is the difference between Tier 1 and Tier 2 Bond Issuance?'</li><li>'What are the fees associated with Bond Issuance investments?'</li></ul> |
| Lending rates for RMD | <ul><li>'How do Required Minimum Distributions affect mortgage lending decisions?'</li><li>'Can I consolidate debt with a Retirement Savings Distribution loan?'</li><li>'Can I use my Retirement Asset Withdrawal for a personal loan?'</li></ul> |
| CORPORATE LOAN | <ul><li>'Do companies need collateral for a commercial mortgage loan?'</li><li>'What is the moratorium period for a business loan repayment?'</li><li>'What is LTV Ratio in Home Loan for Corporates ?'</li></ul> |
| Credit Life Insurance Coverages in Association with M/s. Kotak Life | <ul><li>"What is the maximum age limit for Kotak Life Insurance's credit coverage?"</li><li>"What is the payout process for Kotak Assurance's credit life claims?"</li><li>"What is the waiting period for Kotak Insurance Corporation's coverage?"</li></ul> |
| V-CIP | <ul><li>'How does Video-Based Customer Verification improve security?'</li><li>'Can Video Customer Verification replace physical branch visits?'</li><li>'What is the significance of E-Verification in banking services?'</li></ul> |
| IB Gen X For the Vibrant Youth | <ul><li>'What are the financial values of the Sandwich Generation?'</li><li>'How do members of Generation X engage with digital banking?'</li><li>'Can Generation X benefit from investment coaching?'</li></ul> |
| Ind Mortgage | <ul><li>'How does a Home Equity Loan work for debt consolidation?'</li><li>'Can I use a Home Equity Loan to fund my education expenses?'</li><li>'What is the maximum Loan-to-Value ratio for a Residential Mortgage?'</li></ul> |
| Indian Bank Debit Card Shopping Perks | <ul><li>'Facilities provided by indian bank for online shopping?'</li><li>'What is E-shopping?'</li></ul> |
| One Time Settlement for NPA Borrowers (eOTS) | <ul><li>'What are the benefits of opting for a Single Settlement of Non-Performing Assets?'</li><li>'Can I avail of the eOTS NPA scheme for multiple loans?'</li><li>'What is the role of the bank in the One Time Settlement process?'</li></ul> |
| Colombo Branch | <ul><li>'How do I apply for a credit card at the City Center Branch?'</li><li>'What is the minimum balance requirement for the Urban Savings Account?'</li><li>'What are the working hours of the Capital City Branch?'</li></ul> |
| Digitizing the Indian Banking Experience | <ul><li>'How does Digital Enablement improve customer self-service?'</li><li>'Can Digital Innovation boost revenue growth in Indian banking?'</li><li>'How can Computerized Facilities enhance banking efficiency?'</li></ul> |
| Choosing the Right Term Deposit: Fixed, Recurring or Money Multiplier Your Best Fit? | <ul><li>'Can I close my Money Multiplier Deposits prematurely without penalty?'</li><li>'How do Money Multiplier Deposits ensure my savings grow over time?'</li><li>'Do Recurring Deposit schemes offer any insurance benefits?'</li></ul> |
| Important Communication regarding Amalgamation (Internet Banking / Mobile Banking) | <ul><li>'How does Mobile Banking Consolidation Alert impact my recurring deposits?'</li><li>'Will Important Communication regarding Internet Banking Merger change my login credentials?'</li><li>'What does Mobile Banking Integration Alert mean for my account balance inquiry?'</li></ul> |
| New Pension Scheme as an avenue for Tax Savings | <ul><li>'What are the Tax Benefits Pension for women employees?'</li><li>'What is the lock-in period for Tax Benefits Pension investments?'</li><li>'How does the Retirement scheme help in achieving long-term financial goals?'</li></ul> |
| Online Collection Products | <ul><li>'Can I schedule E-Collection payments in advance?'</li><li>'How does Online Collection handle payment disputes?'</li><li>'What is the minimum payment amount for Online Collect?'</li></ul> |
| Security | <ul><li>'What is the Protection policy for reporting a security breach?'</li><li>'What Preventative measures are taken against phishing attacks?'</li><li>'Can you describe the Protections in place for business accounts?'</li></ul> |
| Indian Bank Financial Results | <ul><li>"Can I access Indian Bank's Annual Report online?"</li><li>"Are Indian Bank's Financial Performance indicators publicly available?"</li><li>"Are Indian Bank's Financial Results audited by external agencies?"</li></ul> |
| Resident Foreign Currency account for Returning Indians | <ul><li>'Is there a minimum balance requirement for a Resident Foreign Currency account?'</li><li>'Can I receive foreign currency remittances in my Resident Foreign Currency account?'</li><li>'Can I repatriate funds from my Resident Foreign Currency account to my foreign account?'</li></ul> |
| Premium Current Account | <ul><li>'Can I get a discount on loan interest rates with a Platinum Banking Account?'</li><li>'What are the fees associated with a Luxury Checking Account?'</li><li>'Can I set up direct debits with my Platinum Current Account?'</li></ul> |
| Debit Cards | <ul><li>'Can I use my cashpoint card to make a payment to a government agency?'</li><li>'Can I use my bankcard to make a purchase in a foreign currency?'</li><li>'How do I request a new cash card with a different design?'</li></ul> |
| SMS Banking/ Missed Call Service | <ul><li>'What is the process to link multiple accounts to Telephone Banking Facility?'</li><li>'What are the charges for using Mobile Alert System for banking?'</li><li>'How does Mobile Banking Facility help in tracking loan applications?'</li></ul> |
| Personal loan | <ul><li>'How much personal loan will I get?'</li></ul> |
| Positive Pay System (PPS) | <ul><li>'Can the Anti-Fraud Solution stop fraudulent checks from clearing my account?'</li><li>'Can the Positive Pay Fraud Prevention system detect altered check amounts?'</li><li>'What is the benefit of using the Check Fraud Monitoring Service?'</li></ul> |
| BSBDA AND SMALL ACCOUNT | <ul><li>'Who are the target customer for Small Account?'</li><li>'Who are the target customer for BSBDA Account?'</li></ul> |
| Featured Products / Services / Schemes | <ul><li>'Can I get a cashback on my Premium Product purchases?'</li><li>'Can I get a discount on Featured Services for bulk transactions?'</li><li>'How do I cancel or modify a Highlighted Deal?'</li></ul> |
| IB MSME Jewel Loan | <ul><li>'What is the maximum loan amount for IB MSME Jewelery Loan?'</li><li>'What is the eligibility criteria for IB MSME Jewel Loan for women entrepreneurs?'</li><li>'What is the repayment tenure for IB MSME Jewelry Loan?'</li></ul> |
| “IND Corp SB Elite” Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) | <ul><li>'What is the Accidental Insurance policy term under IND Corp SB Elite package?'</li><li>'Is the Accidental Insurance premium refundable if I cancel my IND Corp SB Elite package?'</li><li>'How does Corp SB Elite package benefit employees with bundled Accident Insurance?'</li></ul> |
| Executive Director’s Profile | <ul><li>'Can I request a meeting with the Executive Director Profile?'</li><li>'What is the role of the Executive Director in risk management?'</li><li>"Can I access the Executive Director Bio on the bank's website?"</li></ul> |
| IMAGE Contact Us | <ul><li>'Can I get a copy of my account statement from the Visual Customer Support team?'</li><li>'What are the working hours of the Iconic Contact Us team?'</li><li>'Can I get a callback from the Visual Customer Support team?'</li></ul> |
| Tab Banking | <ul><li>"Can I transfer funds using my tablet's banking application?"</li><li>'How do I access my account statements on the slate banking system?'</li><li>'How does tab banking work?'</li></ul> |
| Joint Liability Group (JLG) | <ul><li>'What is purpose of joint liability group ?'</li><li>'How does a Mutual Responsibility Circle account impact loan approval chances?'</li><li>'What documents are required to apply for a Mutual Guarantee Group loan?'</li></ul> |
| Bank’s Profile | <ul><li>"What is the bank's sketch of its branch and ATM network?"</li><li>"What insider information is available about the bank's operations?"</li><li>"Can I find a summary of the bank's deposit insurance coverage?"</li></ul> |
| IB Tradewell | <ul><li>'What are the eligibility criteria for Supply Chain Financing?'</li><li>'What is the process for applying for a Commerce Facility loan?'</li><li>'How does Trade Facilitation reduce risks in international trade?'</li></ul> |
| Find the Best Avenues for Tax Savings with Indian Bank | <ul><li>'What are the fiscal benefits of banking with Indian Bank for tax exemption?'</li><li>'How can Indian Bank assist me in tax-loss harvesting?'</li><li>"What are the tax-deferral benefits of Indian Bank's life insurance policies?"</li></ul> |
| Nodal Officers_Ombudsman Scheme,2022 | <ul><li>'What is the role of Liaison Officers in resolving customer complaints?'</li><li>'Are Centralized Help Officials responsible for resolving insurance-related issues?'</li><li>'Focal Points help in which specific banking services?'</li></ul> |
| Service Charges / Forex Rates | <ul><li>'Can you provide a list of Currency Exchange rates for exotic currencies?'</li><li>'Are there any additional Currency Exchange charges for online banking?'</li><li>'Are there any Service Charges for using my credit card abroad?'</li></ul> |
| IND-SME E-VAAHAN | <ul><li>'What type of facility avaliable in SME E-VAAHAN loan?'</li><li>'Steps for online vehicle financing?'</li><li>'Is SME VAahan available for all types of commercial vehicles?'</li></ul> |
| Empanelments / Engagements | <ul><li>'How do I terminate a Collaborative Partnership with the bank?'</li><li>'What are the benefits of Association Agreements for business accounts?'</li><li>'How do I participate in a Joint Venture Partnership with the bank?'</li></ul> |
| IND Krishi Vaahan | <ul><li>'Does the bank offer krishi vaahan financing for rural areas only?'</li><li>'Can I get a loan for an agri vahan for business use?'</li><li>'Are there any pre-approved agri vehicle loan offers for customers?'</li></ul> |
| Extraordinary General Meetings | <ul><li>'What is the role of the board of directors in an EGM Meeting of a bank?'</li><li>"Can an EGM Meeting be convened by a bank's regulatory body?"</li><li>"How does an EGM Meeting affect my investment in a bank's shares?"</li></ul> |
| Nodal Officers RBI Integrated Ombudsman Scheme, 2021 | <ul><li>'What are the benefits of a Zonal Nodal Officer for customers?'</li><li>"What is the function of a Geographic Ombudsman Officer in RBI's scheme?"</li><li>'What is the function of a Local Ombudsman Officer in banking complaints?'</li></ul> |
| Statutory Central Auditors | <ul><li>'Are Official Auditors responsible for auditing bank financial statements?'</li><li>'What are the qualifications required to become a Central Auditor?'</li><li>'Are Official Auditors responsible for auditing bank investment portfolios?'</li></ul> |
| IB HOME ENRICH | <ul><li>'How does Apartment Enhance support property refurbishment financing?'</li><li>'Age limit for Home Enrich ?'</li><li>'Is Flat Enhancement available for rented properties?'</li></ul> |
| IndSMART Mobile Banking App Checksum | <ul><li>'How to resolve IndSMART Mobile App Checksum errors on my device?'</li><li>'Is Mobile App Checksum required for IndSMART net banking users?'</li><li>'Is IndSMART Mobile App Checksum available for iOS and Android?'</li></ul> |
| Careers | <ul><li>'Can I start a profession in financial analysis?'</li><li>'Can I start a profession in banking compliance?'</li><li>'Can I build a profession in securities trading?'</li></ul> |
| Quick Contact | <ul><li>'Where do I find the Contact Information for my local bank branch?'</li><li>'Can I use the Contact Form for account-specific inquiries?'</li><li>'What is the best way to reach the Prompt Aid team for credit card questions?'</li></ul> |
| IND PM Vishwakarma | <ul><li>"What are the features of Chief Minister Vishwakarma's mobile banking app?"</li><li>"Is Head of the Government Vishwakarma's credit card suitable for frequent travelers?"</li><li>"What are the benefits of Prime Minister Vishwakarma's pension scheme?"</li></ul> |
| Important Notices to Shareholders / Bondholders | <ul><li>'Can Capital Providers opt-out of receiving important notices electronically?'</li><li>'What happens if a notice to Equity Participants is returned undeliverable?'</li><li>'Can a notice to Bondholders be sent electronically or only by mail?'</li></ul> |
| Kisan Credit Card (KCC) | <ul><li>'Do I need collateral for a Kisan Credit Card loan?'</li><li>'Can I get a credit card for my farm business with a Kisan Credit Card?'</li><li>'Kisan Credit Card interest rates are fixed or floating?'</li></ul> |
| Head Office Departments | <ul><li>'How does the Centralized Office handle customer feedback?'</li><li>'Can I get Email id of Head Office Department ?'</li><li>'Where is the Main Office located for customer inquiries?'</li></ul> |
| Cyber Awareness Content | <ul><li>'What role does Electronic Transaction security play in preventing account takeovers?'</li><li>'Can Cyber Safety Content prevent malware attacks on banking devices?'</li><li>'How does Electronic Transaction security impact banking customer satisfaction?'</li></ul> |
| Pre Approved Business Loan | <ul><li>'Do I need to provide a business plan for a Pre-Approved Business Loan?'</li><li>'Can I get a Pre Approved Business Loan for a non-profit organization?'</li><li>'How do I qualify for a Pre-Approved Business Loan with my bank?'</li></ul> |
| ONLINE SHISHU MUDRA LOAN | <ul><li>'What are the pre-closure charges for a Shishu Mudra loan online?'</li><li>'What is purpose for shishu mudra loan ?'</li><li>'What is the Age limit for online shishu mudra ?'</li></ul> |
| Ind Netbanking | <ul><li>'Can I apply for a personal loan through Online Banking platform?'</li><li>'What is the process for changing my Internet Banking login credentials?'</li><li>'Can Internet Banking be used for bill payments and recharges?'</li></ul> |
| TERM LOAN | <ul><li>'What is the processing time for a mid-term loan application?'</li><li>'Can I get a short-term loan for a down payment on a house?'</li><li>'What is the repayment schedule for a fixed-period loan?'</li></ul> |
| IND SUPER 400 DAYS | <ul><li>'Can I get loan against my Champion 400 Days Deposit?'</li><li>'Is Top Rated 400 Days Deposit eligible for tax benefits?'</li><li>'Are there any penalties for breaking my Priority 400 Days Deposit?'</li></ul> |
| Non-Resident Ordinary Account | <ul><li>'What is the purpose of NRO account in Indian banking system?'</li><li>'How to transfer money from nro sb account to a foreign bank account?'</li><li>'Is it mandatory to have a PAN card for opening a Non Ordinary sb account?'</li></ul> |
| WhatsApp Banking | <ul><li>'Whats App banking services available for business accounts?'</li><li>'Can I check my account balance using Whats App banking services?'</li><li>'Are there any charges for using WP banking services?'</li></ul> |
| Credit Life Insurance Coverages in association with M/s. Aditya Birla Sun Life Insurance | <ul><li>'Can I get a credit life insurance policy with Birla Sun Life for my car loan?'</li><li>'What is the minimum age to purchase credit life insurance with ABSLI?'</li><li>'Can I purchase credit life insurance with Aditya Birla Sun Life for multiple loans?'</li></ul> |
| Sukanya Samriddhi Account Scheme | <ul><li>"What are the documents required to open a Daughter's Financial Welfare Account?"</li><li>"Is the Girl's Financial Empowerment Scheme available in all banks?"</li><li>'What are the tax benefits of the Girl Child Welfare Account?'</li></ul> |
| Interest Rates for Small Savings Schemes | <ul><li>'Can I close my Small Savings Scheme prematurely without penalty?'</li><li>'Interest rate for SCSS?'</li><li>'What are the eligibility criteria for Small Savings Plans in banks?'</li></ul> |
| Units of IMAGE | <ul><li>'Do Visual Representations require encryption for security?'</li><li>'Can Photographic Images be used for identity verification?'</li><li>'Can Visual Records be used for account verification purposes?'</li></ul> |
| IND- KRISHI INFRA FUND (AGRICULTURE INFRA FUND) | <ul><li>'How to apply for Agri Infra Fund online?'</li><li>"What are the Krishi Infrastructure Fund's customer service contact details?"</li><li>"What are the Agri Infra Fund's investment risks and returns?"</li></ul> |
| Savings Bank Account | <ul><li>'Requirement of minimum balance in saving bank account?'</li><li>'How to update my Savings account information online?'</li><li>'For whom Savings Account cannot be opened as per RBI T&C?'</li></ul> |
| IMAGE Infrastructure | <ul><li>'Can the backbone of digital banking handle high traffic volumes during peak hours?'</li><li>'What is the framework for ensuring data security in mobile banking apps?'</li><li>'Can the undercarriage of online banking support biometric authentication?'</li></ul> |
| Weaver MUDRA | <ul><li>'How does Weaver MUDRA support the preservation of traditional weaving techniques?'</li><li>'How does Handloom MUDRA promote sustainable livelihoods for weavers?'</li><li>'Can I use Handloom MUDRA loans for purchasing new looms?'</li></ul> |
| Loan / OD against NSC / KVP / Relief bonds of RBI / LIC policies | <ul><li>'What is the minimum credit score required for Overdraft NSC?'</li><li>'What is the processing fee for Overdraft Secured by NSC/KVP/Relief Bonds/LIC?'</li><li>'What are the documents required for Collateral NSC KVP RBI Bonds application?'</li></ul> |
| Open Online Account with Video-Based Customer Identification Process (V- CIP) | <ul><li>'Can I open an online account using VCIP from my mobile device?'</li><li>'What are the benefits of Video-Based Customer Identification in banking?'</li><li>'What is V-CIP process ?'</li></ul> |
| Forex Remittance Facility through Internet Banking- Retail | <ul><li>'What are the Forex Remittance via Internet Banking Retail exchange rates based on?'</li><li>'What is the Forex Remittance Internet Banking Retail cut-off time for same-day processing?'</li><li>'Does Forex Remittance Internet Banking Retail support payment to debit cards?'</li></ul> |
| Tenders / Auction | <ul><li>'Can I request a Tender Document for a business loan from a bank?'</li><li>'What are the risks involved in a Live Auction for a home loan?'</li><li>'How does a Multi-Round Auction work for a personal loan interest rate?'</li></ul> |
| IND Millionaire Recurring Deposit Account NRE | <ul><li>'What are the charges for IND Millionaire NRE account maintenance?'</li><li>'What is the frequency of interest payment for IND Millionaire NRE account?'</li><li>'IND Millionaire NRE account: What is the nomination facility?'</li></ul> |
| PMSurya Ghar: Muft Bijli Yojana Roof Top Solar Loan Scheme | <ul><li>'Can I close my PMSurya Ghar loan account prematurely?'</li><li>'Moratorium period for pradhan mantri muft bijali scheme?'</li><li>'What are the benefits of Muft Bijli Yojna Roof Top Solar loan for senior citizens?'</li></ul> |
| Tarun Plus Scheme | <ul><li>'What are the benefits of the Teen Titan Scheme for minors?'</li><li>'What are the features of the Emerging Star Deposit?'</li><li>'What benefits does the Youth Advantage Plan offer to young account holders?'</li></ul> |
| Jewel Loan | <ul><li>'How do I check my Gem loan application status?'</li><li>'How do I foreclosure my Pearl loan account?'</li><li>'Do you offer Heirloom loans with no processing fees?'</li></ul> |
| General Managers | <ul><li>'Do General Managers in banking receive bonuses?'</li><li>'Can a Senior Leader in banking approve large loans?'</li><li>'How do Senior Managers in banking handle employee conflicts?'</li></ul> |
| Digital Insurance Platform | <ul><li>'What are the benefits of Electronic Insurance Solutions for banking customers?'</li><li>'Can Internet Insurance Products be integrated with mobile banking apps?'</li><li>'What are the benefits of Online Insurance Management Systems for banking clients?'</li></ul> |
| Debenture Trustee | <ul><li>'Can a Debt Trust be replaced in a loan agreement?'</li><li>'What are the benefits of having a Debt Trustee in a mortgage-backed security?'</li><li>'What are the responsibilities of a Debenture Trustee in a loan deal?'</li></ul> |
| Current Account | <ul><li>'Can I use my live account for international transactions?'</li><li>'How do I transfer funds from my contemporaneous account to a credit card?'</li><li>'Can I issue checks from my existing account?'</li></ul> |
| IND MSME SAKHI | <ul><li>'What are the interest rates for MSME SAKHI loans in India?'</li><li>'What are the documentation requirements for availing Micro Small Medium Enterprises SAKHI?'</li><li>'How does MSME SAKHI support startups founded by women?'</li></ul> |
| IND-SURYA SHAKTI | <ul><li>'What is the repayment period in surya shakti?'</li><li>'Does Luminous Vigor offer flexible repayment options?'</li><li>'What are the benefits of using DAZZLING FORCE for personal loans?'</li></ul> |
| Privacy Policy Digital Currency | <ul><li>'Can I opt-out of Online Digital Rupee data sharing with third parties?'</li><li>'How does Digital Currency Privacy Policy handle sensitive personal data?'</li><li>'Can I request a copy of my personal data under Online Rupee Privacy Policy?'</li></ul> |
| Agriculture Loan | <ul><li>'What is the repayment tenure for a Farmer Development loan?'</li><li>'Are Agri loans available for small-scale farmers too?'</li><li>'What are the benefits of Krishi loan for rural farmers?'</li></ul> |
| IND Professional Special | <ul><li>'How do Expert Advisors like me get preferential treatment at our branches?'</li><li>'What benefits do Eminent Specialists like me receive in our cashback program?'</li><li>'Do Expert Advisors like me receive a higher interest rate on savings accounts?'</li></ul> |
| FCNR (B) DEPOSITS Rates | <ul><li>'What is the penalty for premature withdrawal of an FCNR (B) Deposit?'</li><li>'Can I withdraw from an FCNR (B) Fixed Deposit before maturity?'</li><li>'What is the difference between FCNR (B) Deposits and NRO deposits?'</li></ul> |
| Whistle Blower Policy | <ul><li>'Explain about Digital Personal Data Protection Policy?'</li><li>'What is the process for escalating concerns under the Whistleblower Protection Policy?'</li><li>'Can customers report fraud anonymously under the Whistle Blower Policy?'</li></ul> |
| SB Platinum Savings Bank Platinum Account with Sweep facility | <ul><li>'Can I use my Platinum Savings Sweep account for bill payments online?'</li><li>'Can I link my Platinum Savings Sweep account to a fixed deposit?'</li><li>'What is the interest rate offered on Savings Platinum Sweep account?'</li></ul> |
| Interest Rates on Personal Segment Loan Products Fixed | <ul><li>'What are the current interest rates for Private Loan Offers?'</li><li>'Can Retail Banking Products help me consolidate debt?'</li><li>'What are the benefits of Flexible Credit Facilities for me?'</li></ul> |
| REPO Based Lending Rate for MSME | <ul><li>'How does Small Business Repo Rate affect loan interest for entrepreneurs?'</li><li>'How does Micro, Small and Medium Enterprise Repo Rate impact loan repayment?'</li><li>'What is the current Repo Rate for Small and Medium Enterprises in India?'</li></ul> |
| e-OD Against Deposit | <ul><li>'What is the processing time for an online overdraft deposit application?'</li><li>'Can I use my e-Overdraft Deposit for ATM withdrawals?'</li><li>'What are the fees associated with an e-OD Deposit account?'</li></ul> |
| Designated Authority for Whistle Blower Complaints | <ul><li>'Who is the Authorized Whistleblower Complaints Receiver for card-related complaints?'</li><li>'Does the Designated Authority for Whistle Blower Complaints investigate customer disputes?'</li><li>'How does the Designated Authority for Whistle Blower Complaints handle repeat complaints?'</li></ul> |
| SB for students under govt scholarship & SB for DBT | <ul><li>'What is the role of sb DBT in disbursing student scholarships?'</li><li>'How do students with gov Scholarship SB accounts receive their funds?'</li><li>'Do students sb accounts have ATM facilities?'</li></ul> |
| Loyalty Program Delights: Unlocking Special Rewards for Your Loyalty | <ul><li>'Can Commitment Loyalty prgm rewards be redeemed for travel bookings?'</li><li>'How do Devotion Surprises programs enhance overall banking satisfaction?'</li><li>'How do Fidelity Delights programs measure customer loyalty and engagement?'</li></ul> |
| Financial Inclusion in India: Filling the Void | <ul><li>'How does Economic Growth in India depend on financial literacy?'</li><li>'What is the current state of Financial Inclusion in rural India?'</li><li>'Can Bridging Financial Gap initiatives increase access to insurance?'</li></ul> |
| IMAGE Principal’s Message | <ul><li>'Is the IMAGE Principal’s Message available in multiple languages?'</li><li>'Does the Message from IMAGE Principal influence customer loyalty?'</li><li>'Does the Principal’s Message at IMAGE discuss industry trends?'</li></ul> |
| IB Salaam Special Account for Defence Personnel | <ul><li>'Can Military Defence Personnel use their Salaam Account for online transactions?'</li><li>'What benefits does the Salaam Defence Account offer to Military personnel?'</li><li>'What is the process for opening a Salaam Defence Account online?'</li></ul> |
| OD against Gold Jewels | <ul><li>'Can I transfer my existing Overdraft Jewelry to another bank?'</li><li>'Can I take an Overdraft Gold loan against antique jewelry?'</li><li>'What is the tenure for repayment of OD jewelery loans?'</li></ul> |
| Disclosures | <ul><li>"What information is revealed in a credit card's Transparency Statement?"</li><li>'Are banks required to provide a Notice of Changes to account terms?'</li><li>'Can account holders request a copy of their Account Openings Notice?'</li></ul> |
| Event Updates/ Newspaper Advertisement | <ul><li>'How do banks leverage Newspaper Advertising for brand awareness?'</li><li>'How do Upcoming Event notifications improve customer experience?'</li><li>"What are the key features of the bank's Event Calendar for 2023?"</li></ul> |
| Stay Safe: Watch Out for Suspicious Files, APKs, and Links | <ul><li>'What are the warning signs of a Malicious Link in an email?'</li><li>'How do I spot a Fraudulent Link in an email claiming to be from my bank?'</li><li>'What are the warning signs of a Phishing Email from an unknown sender?'</li></ul> |
| Compressed Bio Gas plant financing under Sustainable alternative towards affordable Transportation | <ul><li>'How does Bio Methanation Facility financing work for small-scale entrepreneurs?'</li><li>'What are the benefits of Bio Methanation Facility financing for farmers?'</li><li>'What are the key performance indicators for a Bio Methane Enrichment Plant loan?'</li></ul> |
| New SB Product for Salaried Customers IND SALARY SURAKSHA | <ul><li>'Income Security: Is it a one-time payment or recurring?'</li><li>'How does Income Suraksha handle income fluctuations?'</li><li>'Can I cancel my Salary Suraksha policy at any time?'</li></ul> |
| Corporate Social Responsiblity | <ul><li>'Can Ethical Practices enhance banking reputation and trust?'</li><li>'Can Sustainability Performance enhance banking sector competitiveness?'</li><li>'Can Responsible Financing practices reduce banking sector criticism?'</li></ul> |
| Tap, Pay and Go: RuPay NCMC Card | <ul><li>'Can I use Tap Pay RuPay NCMC card for education fees payment?'</li><li>'Can I use Tab Pay Card RuPay NCMC for tax payments?'</li><li>'How do I block or unblock my Tab Pay Card RuPay NCMC?'</li></ul> |
| e-Allahabad Bank Journey | <ul><li>'What are the benefits of the e-Allahabad Experience for new users?'</li><li>'When was United Industrial Bank Ltd merged with Allahabad Bank ?'</li><li>'How does the Allahabad Journey facilitate international transactions?'</li></ul> |
| Chief Vigilance Officer | <ul><li>'What are the responsibilities of Vigilance Head in a public sector bank?'</li><li>'How does Chief Vigilance Officer ensure transparency in customer transactions?'</li><li>'Can Chief Vigilance Officer initiate disciplinary action against banking officials?'</li></ul> |
| WORKING CAPITAL | <ul><li>"How does operating capital affect a company's financial stability?"</li><li>'Can WORKING funds be used to finance marketing campaigns?'</li><li>'What is the relationship between operational capital and business profitability?'</li></ul> |
| Premium Services | <ul><li>'Do Luxury account holders receive special investment opportunities?'</li><li>'What benefits do Top-Tier clients receive with priority customer support?'</li><li>'Can High-Net-Worth individuals customize their banking services?'</li></ul> |
| Investor Relations | <ul><li>"What Role do Shareholders play in a bank's decision-making process?"</li><li>'How can banks improve Investor Transparency?'</li><li>'How do banks ensure Investor Compliance with regulations?'</li></ul> |
| Account Opening Forms NRI | <ul><li>'Can I get the Foreign National Account Opening Kit in Hindi?'</li><li>'Can I download the Expatriate Account Opening Kit from the website?'</li><li>'Can I use a representative to submit the Non-Resident Banking Application?'</li></ul> |
| Indian Bank Annual Reports | <ul><li>"How does Indian Bank's Annual Financial Review impact its branch expansion?"</li><li>"Can I attend Indian Bank's Annual Financial Report presentation?"</li><li>"How does Indian Bank's Year-End Financial Review impact its employee benefits?"</li></ul> |
| NRI A/cs | <ul><li>'How do Non-Resident Indians get a credit card in India?'</li><li>'What is the process for opening a Overseas Indian account online?'</li><li>'Can an Expatriate Indian citizen open a demat account in India?'</li></ul> |
| IB COMFORT- DOMESTIC AND NRE | <ul><li>'How do I update my address for my Comfort NRE account?'</li><li>'Can I open a Comfort Domestic account for a minor?'</li><li>'Can I get a Comfort Domestic account overdraft facility?'</li></ul> |
| IB Kishore Savings Bank Account for Minors | <ul><li>'How to update the nominee details of a Minor sb account?'</li><li>'Can a Kishore account be used to invest in a fixed deposit?'</li><li>'What is the interest rate offered on a Kishore sb account?'</li></ul> |
| Food and Agro Processing | <ul><li>'How does crop processing and storage affect my credit score?'</li><li>'What are the key challenges faced by food processing businesses in financing?'</li><li>'Can I get a loan to set up a food processing and packaging unit?'</li></ul> |
| IB Education Loan (IBA) | <ul><li>'Can an Educational institution recommend IBA for student loans?'</li><li>'How does IBA calculate the EMI for Edu loans?'</li><li>'What are the documents required for an Educational loan with IBA?'</li></ul> |
| IBEX GOLD CARD SCHEME (GCS) FOR EXPORTERS | <ul><li>'Do gold exporters receive a dedicated customer support hotline?'</li><li>'Can GCS members utilize the gold card for domestic business purchases?'</li><li>'What is the tenure for the short-term export financing under GCS?'</li></ul> |
| Online Loans | <ul><li>'Do Online Lenders offer loan options for non-resident Indians (NRIs)?'</li><li>'What are the benefits of applying for Digital Loans through mobile banking apps?'</li><li>'Can I use Digital Credit to finance my home renovation costs?'</li></ul> |
| Ind Jet Remit (RTGS) | <ul><li>'Is Jet Remit RTGS secure for online transactions?'</li><li>'Are there any limits on the number of RTGS transactions per day?'</li><li>"How do I verify the beneficiary's account details for Jet Remit RTGS?"</li></ul> |
| OVERDRAFT FACILITY IN SB SALARY A/C“IB INSTA CASH” | <ul><li>'Is Insta Cash Overdraft available for all types of savings salary accounts?'</li><li>'What is the eligibility criteria for Insta Cash Overdraft on savings salary accounts?'</li><li>'How do I avail OD Insta Cash on my salary account with my bank?'</li></ul> |
| Specialist Officers Exam Result (SO) | <ul><li>'How to get a duplicate Specialist Officers Exam Admit Card after result?'</li><li>'Can I get a reprint of my Specialist Officers Exam Scorecard?'</li><li>'SO exam result: What is the role of a specialist officer in banking?'</li></ul> |
| IMAGE Email Id’s | <ul><li>'Can I update my IMAGE Email Addresses for credit score updates?'</li><li>'What is the significance of IMAGE Email Contacts in online banking?'</li><li>'What is the importance of IMAGE Email Addresses in online banking security?'</li></ul> |
| Home Loan Scheme for Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) individuals: Urban Areas | <ul><li>'Do Middle-Class Families need to pay a higher EMI for the loan?'</li><li>'What is the maximum loan amount for a Weaker Section borrower?'</li><li>'How does the Affordable Housing Scheme benefit Low-Income Families?'</li></ul> |
| MACT SB | <ul><li>"What is the Vehicle Accident Compensation Tribunal's stance on appeals?"</li><li>'Can Road Accident Claims Court compensation be deposited directly?'</li><li>'Whether Account Trasfer Facility avaliable in Mact SB ?'</li></ul> |
| Access Restricted | <ul><li>'How do I regain Full Disclosure to my investment portfolio?'</li><li>'How do I regain Full Access to my blocked debit card?'</li><li>'Can I still transfer funds with Restricted Permissions on my account?'</li></ul> |
| What and How of Phishing | <ul><li>'Can quid pro quo attacks be used to steal sensitive banking information?'</li><li>'How do scammers use clickjacking to steal sensitive banking information online?'</li><li>'What are the red flags of a fake bank website designed to steal login credentials?'</li></ul> |
| Lending rates | <ul><li>'Do banks offer discounted borrowing rates for loyal customers?'</li><li>'How do loan rates change for subprime borrowers?'</li><li>'How do borrowing rates impact monthly mortgage payments for first-time buyers?'</li></ul> |
| Sukanya Samriddhi Account | <ul><li>'What is the maximum annual investment allowed in an SSA account?'</li><li>'What is the minimum age of the girl child to open a Sukanya Samriddhi Yojana account?'</li><li>'Benefits of sukanya samriddhi account scheme?'</li></ul> |
| Privacy Policy IndOASIS | <ul><li>'Are all bank employees bound by Confidentiality Agreements?'</li><li>'What is the purpose of IndOASIS Data Protection Notice?'</li><li>'How does IndOASIS Data Protection Policy address cross-border data transfers?'</li></ul> |
| Welfare of Minorities | <ul><li>'How does the bank ensure Vulnerable Group Protection in lending practices?'</li><li>'Can banks play a role in Empowering Minority Entrepreneurs through financing?'</li><li>'Do banks offer Minority-Focused Financial Education and Awareness programs?'</li></ul> |
| Wealth Management Services | <ul><li>'How does a Financial Affluence service help with business succession planning?'</li><li>'How does a Wealth Enhancement service identify investment opportunities?'</li><li>'Can a Prosperity Development service help me create a legacy?'</li></ul> |
| Scheme for financing MSMEs for setting up Biomass Pellets manufacturing units | <ul><li>'How do banks facilitate partnership between MSMEs and biomass pellet manufacturers for supply chain financing?'</li><li>'What are the benefits of biomass pellet manufacturing unit financing for women entrepreneurs among MSMEs?'</li><li>'How do banks evaluate the viability of biomass pellet manufacturing projects for MSMEs?'</li></ul> |
| How-to Videos Internet Banking | <ul><li>'Do Online Knowledge Sessions cover online mobile banking security best practices?'</li><li>'Can Web-based Learning Resources help with online card activation?'</li><li>'What do E-learning Modules teach about online bill payments?'</li></ul> |
| SB FOR CENTRAL / STATE GOVERNMENT / CONSULAR OFFICES & IND PFMS | <ul><li>'What are the interest rates offered on SB Central Govt accounts?'</li><li>'How to update my address for an SB Central Govt account?'</li><li>'Can I open a joint SB PFMS account with my spouse?'</li></ul> |
| Mobile Banking/Internet Banking | <ul><li>'Can I apply Overdraft against deposit?'</li></ul> |
| MD & CEO Speeches / Media Interaction | <ul><li>"How does the MD's statement align with the bank's mission and values?"</li><li>"Did the top executive's statement provide an update on the bank's capital adequacy ratio?"</li><li>"What did the CEO's address reveal about the bank's approach to financial inclusion?"</li></ul> |
| IB Mahila Shakti For Women | <ul><li>'What are the Mahila Empowerment investment options available?'</li><li>'What are the benefits of Women Empowerment debit card?'</li><li>'How does Mahila Shakti support entrepreneurship among women?'</li></ul> |
| IND SME Secure | <ul><li>'What is the process for enrolling in Small Business Protection services?'</li><li>'What are the benefits of enrolling in Medium Enterprise Security?'</li><li>'What is the role of the Business Security Administrator in IND Secure?'</li></ul> |
| Block Lost Credit Card | <ul><li>'Will block credit card also stop online transactions?'</li><li>'What are the consequences of Credit Blocking without notifying the bank?'</li><li>'Is Credit Reporting necessary for a misplaced credit card?'</li></ul> |
| IndSMART: Indian Bank’s Omni channel Mobile App | <ul><li>'What is the minimum OS requirement for the Omni channel App?'</li><li>'How do I report a lost debit card on the Omni channel App?'</li><li>'Does the Omni channel App support QR code scanning?'</li></ul> |
| Application Downloads | <ul><li>'In how many languages Loan Application form is available ?'</li><li>'Can I use a Digital Content Acquisition service for investment advice?'</li><li>'How do I Download an App to manage my credit score?'</li></ul> |
| MCA Payment | <ul><li>'Is the Company Affairs Payment method available for mobile banking?'</li><li>'How do I receive notification for Corporate Affairs Payment confirmations?'</li><li>'How does the Corporate Affairs Payment gateway work for online transactions?'</li></ul> |
| Annual General Meeting | <ul><li>"What is discussed at the annual shareholders' get-together?"</li><li>"How do I address concerns at the annual shareholder's get-together?"</li><li>'What is the purpose of the yearly shareholder gathering in our bank?'</li></ul> |
| Press Releases | <ul><li>'What is the ideal tone for a banking Proclamation?'</li><li>'What is the importance of timely Issuing Statements in banking?'</li><li>'How do banks leverage Communiqués for brand awareness?'</li></ul> |
| Chief General Managers | <ul><li>'Do Chief Executive Officers have the authority to close a bank branch?'</li><li>'Can a Chief General Manager resolve customer disputes in a cooperative bank?'</li><li>'What are the goals of a Chief General Manager in a digital banking platform?'</li></ul> |
| Jewel Loan: Unlock the Value of Your Gold for Financial Flexibility | <ul><li>'How does Jewellery Wealth Financial Flexibility loan work for pensioners?'</li><li>'Can I take a Jewel Studded Financial Freedom loan against my gold coins?'</li><li>'Are Jewellery Financial Freedom loans available for NRIs?'</li></ul> |
| “IND Corp SB Elite†Payroll package scheme for Salaried Class with bundled Group Personal Accidental Insurance (PAI) | <ul><li>'Free Personal Accidental Insurance cover benefits offered under Payroll package scheme ?'</li><li>'Can I get a credit card with the Corp SB – ELITE account?'</li></ul> |
| IND SUPREME 300 DAYS | <ul><li>"What is the Premier 300-Day Deposit Scheme's tenure flexibility?"</li><li>'Is the Ultimate 300 Day Savings Plan available for minors?'</li><li>'Can I convert my savings account to a Paramount 300-Day Fixed Deposit?'</li></ul> |
| Fixed Deposit | <ul><li>'What is the minimum investment for a Fixed-Income Deposit?'</li><li>'How do I choose the right Deposit scheme for me?'</li><li>'What are the benefits of a Short-Term Deposit for businesses?'</li></ul> |
| Derivatives | <ul><li>'How do Financial Contracts benefit customers with fluctuating income streams?'</li><li>'How do Total Return Swaps work in investment portfolios?'</li><li>'Can Future Contracts be used to speculate on market prices?'</li></ul> |
| Important Contacts | <ul><li>'How does the bank use Customer Contacts for communication?'</li><li>'Can I designate multiple Contact Information for different services?'</li><li>'What is the purpose of maintaining Customer Contacts in online banking?'</li></ul> |
| Awards & Accolades | <ul><li>'What Honors has the bank received for its community development initiatives?'</li><li>'How do Accolades impact customer trust in banking institutions?'</li><li>'What Prestigious Awards has the bank won for its financial inclusion initiatives?'</li></ul> |
| Say No to Queues and Yes to Fastag!!!!! | <ul><li>'Can I use Rapid Pass for online banking services?'</li><li>'How does Express Banking benefit busy customers?'</li><li>'Will No Delay Banking reduce waiting time?'</li></ul> |
| Nomination: A Must Have in Your Accounts | <ul><li>'Does a successor have immediate access to my account after my demise?'</li><li>'What is mean by Nomination?'</li><li>'Is it mandatory to specify an heir in a current account?'</li></ul> |
| Investor Grievances | <ul><li>'What are the key reasons for Investor Disaffection with banks?'</li><li>"Can I seek Compensation for investment losses due to bank's negligence?"</li><li>'Can I report an Anomaly in my investment portfolio to the bank?'</li></ul> |
| New SB Product for Salaried Customers IND SALARY SURAKSHA | <ul><li>'Accidential insurance cover On Debit Card in Salary suraksha?'</li><li>'What is the maximum withdraw at other bank atm in salary suraksha?'</li><li>'Income criteria for vechicle loan ?'</li></ul> |
| IB HARIT | <ul><li>'Can Current Account Data be used for insurance purposes?'</li><li>'What is the Harit cc limit?'</li><li>'Can Current Account Data be used for wealth management?'</li></ul> |
| Capital Gains SB account | <ul><li>'Are there any tax benefits associated with a Capital Gains Savings account?'</li><li>'What is the maximum amount I can deposit in my Capital Gains SB account?'</li><li>'How does a Capital Gains Savings account benefit long-term investors?'</li></ul> |
| Welcome aboard! | <ul><li>'What perks come with being on board our premium banking package?'</li><li>'How do I take advantage of ladles special schemes?'</li><li>"Taking the first step: what's the onboarding process like?"</li></ul> |
| Media Speaks | <ul><li>'What are the benefits of Media Appearances for banking brands?'</li><li>'What is the importance of Radio Coverage in banking education?'</li><li>'How does Media Commentary on banking news influence customer behavior?'</li></ul> |
| IB Home Loan | <ul><li>'What is the maximum House Financing amount I can borrow?'</li><li>"What is the foreclosure process for IB's Housing Loans?"</li><li>"What is the repayment tenure for IB's Villa Loans?"</li></ul> |
| Privacy Policy Corporate Merchant App | <ul><li>'What is included in the Corporate Identity Verification Process Policy?'</li><li>'What happens if I violate the Corporate Identity Protection Agreement?'</li><li>'What is the purpose of the Corporate Information Sharing Policy?'</li></ul> |
| MSME DIGI Jewel Loan and Jewel Loan (Re-Pledge) | <ul><li>'What is the repayment tenure for MSME DIGI Jewel Loan?'</li><li>'How does MSME DIGI Jewel Loan work for gold ornaments?'</li><li>'How does Micro Small Medium Enterprises jewel loan help in business growth?'</li></ul> |
| ATM / Debit Cards | <ul><li>'Can I use my Bank Card to transfer money to another account?'</li><li>'Can I use my Bank Debit Card to pay bills online?'</li><li>'How do I request a new Debit Card with a different design?'</li></ul> |
| IB Golden Ager Term Deposit Product for Super Senior Citizens | <ul><li>'What is the penalty for early withdrawal from Golden Ager Deposit?'</li><li>"How does IB Bank's Golden Ager Deposit help Super Senior Citizens?"</li><li>'Can I get a higher interest rate for Jewel Ager Deposit?'</li></ul> |
| Investor Guide / FAQ | <ul><li>'How do I navigate the Investor FAQ section on the website?'</li><li>'Is the Investor Information section secure and confidential?'</li><li>'Is the Investor Information section updated regularly?'</li></ul> |
| Life Insurance | <ul><li>"What is the role of Endowment Insurance in a bank's wealth management services?"</li><li>"How does a bank's Income Protection Insurance policy replace lost income?"</li><li>'Can I customize my Funeral Expense insurance policy through online banking?'</li></ul> |
| IND Non-Callable Deposit | <ul><li>'Can I withdraw from a Fixed-Term Deposit prematurely?'</li><li>'Can I open a Joint Non-Liquid Deposit account?'</li><li>'Is a Non-Redeemable Deposit a low-risk investment option?'</li></ul> |
| Short Term Deposits | <ul><li>'What are the benefits of a Limited-Time Deposit for senior citizens?'</li><li>'How do I open a Brief Deposit scheme with my bank?'</li><li>'Availability of Preclosure facility and penalty for short term deposit'</li></ul> |
| Service Charges | <ul><li>'What is the Fee Structure for overdraft services in this bank?'</li><li>'Can I avoid the Charges for account overdrafts?'</li><li>'How do I calculate the Tariffs for international transactions?'</li></ul> |
| Service Charges on ATM Services | <ul><li>'How to escalate a debit Charges dispute?'</li><li>'Do debit Charges apply for ATM cash deposits?'</li><li>'How to check my debit Charges statement online?'</li></ul> |
| Privacy Policy IB Merchant App | <ul><li>'How does the Merchant App Privacy Policy handle data breaches?'</li><li>'What rights do I have under the Merchant App Privacy Policy?'</li><li>'What is the scope of the Merchant App Privacy Policy in online banking?'</li></ul> |
| Scheme on financing Manufacturers / Suppliers / Vendors of Solar panels and other ancillary products | <ul><li>"What are the benefits of the bank's financing scheme for Solar Panel Accessories Wholesalers?"</li><li>'What financing options are available for Solar Panel Assembly Unit Owners?'</li><li>'Can Green Technology Component Suppliers avail financing for their capital expenditures?'</li></ul> |
| IB Doctor Plus | <ul><li>'How does Medical Professional Plus facilitate bill payments?'</li><li>'What is the purpose of Hospital Specialist Plus in budgeting?'</li><li>"How does Doctor's Office Plus assist in account consolidation?"</li></ul> |
| RFC TERM DEPOSIT Rates | <ul><li>'Do all banks offer a Risk-Free Fixed Deposit calculator online?'</li><li>'Can I get a Fixed Return Investment with a debit card?'</li><li>'Can I convert my savings account to a Fixed Deposit account?'</li></ul> |
| QIP WEBSITE DISCLAIMER | <ul><li>'What are the implications of the Qualified Institutional Placement Disclaimer on customer trust?'</li><li>'Is the QIP Disclaimer a standard clause in banking agreements?'</li><li>'Does the Placement Disclaimer affect my investment returns?'</li></ul> |
| LOAN AGAINST LEASE RENTALS | <ul><li>'What are the benefits of availing Loan Against Lease Rent in banking?'</li><li>'Can I get a Loan Against Lease Rentals for a new business venture?'</li><li>'How to calculate Loan Against Lease Rentals eligibility based on Lease Rent?'</li></ul> |
| IMPORTANT TERMS AND CONDITIONS CA | <ul><li>'How do I access the T&c Current Account disclosure?'</li><li>'Are Current Terms Conditions applicable to international transactions?'</li><li>'Who is responsible for understanding Current Conditions of my loan?'</li></ul> |
| Termination Clause Mobile Banking (IndSmart) | <ul><li>'What are the grounds for terminating my IndSmart account?'</li><li>'Can I request a waiver of the Discontinuation Provision?'</li><li>'Can the Cancellation Provision be waived by the bank?'</li></ul> |
| PMMY-MUDRA-Tarun Plus | <ul><li>'Is Pradhan Mantri Tarun Plus scheme available for all industries?'</li><li>'What are the features of PMMY Tarun Plus scheme?'</li><li>'Is Pradhan Mantri Tarun Plus scheme only for existing businesses?'</li></ul> |
| Jaffna Branch | <ul><li>'Is the Jaffna Provincial Hub wheelchair accessible?'</li><li>'How do I check my account balance at the Jaffna Provincial Center?'</li><li>'How long does it take to process a transaction at the Northern Provincial Office?'</li></ul> |
| Money multiplier Deposits | <ul><li>'Is a Money multi Deposit a type of time deposit?'</li><li>'What are the risks associated with a Money multi Deposit?'</li><li>'Money Multiplier Deposits ?'</li></ul> |
| Financing Agriculturists for Purchase of Tractors & Other Farm Machinery | <ul><li>'Can an agriculturist get a loan to upgrade his existing Agri Machinery?'</li><li>'What is the repayment tenure for an agri Tractor loan?'</li><li>'How do banks assess creditworthiness for Farm Equipment financing?'</li></ul> |
| IND HEALTH CARE | <ul><li>'Are there any special offers for Health and Wellness products?'</li><li>'How do I claim Medical Benefits using mobile banking?'</li><li>'Can I use my Sanitation Services card for online transactions?'</li></ul> |
| Indian Bank, IFSC Banking Unit, GIFT City | <ul><li>'How do I track my IFSC Banking Unit account transactions online?'</li><li>'Are there any charges for using IFSC Banking Unit GIFT City services?'</li><li>'What are the benefits of having an IFSC Banking Unit account for NRIs?'</li></ul> |
| IB Vehicle Loan | <ul><li>'Can I get a Motor Loan if I am a non-resident Indian?'</li><li>'Is there a minimum income requirement for a Car Loan?'</li><li>'How long does it take to disburse a Two wheeler Loan?'</li></ul> |
| Centralized Pension Processing Centre | <ul><li>'How to contact bank regarding pension center doubts?'</li><li>'How does the Centralized Pension Processing Centre ensure secure pension payments?'</li><li>'How does the Centralized Pension Processing Centre process pension payments?'</li></ul> |
| Investors Services Center | <ul><li>'Can the Investor Solutions Center help with online banking issues?'</li><li>'Can Shareholder Support Center help me with account opening?'</li><li>'Can the Capitalist Support Team help with account closures?'</li></ul> |
| National Common Mobility Card (NCMC) | <ul><li>'Can I use my National Mobility Card for transactions on private buses?'</li><li>'How does a National Mobility Card eliminate the need for cash transactions?'</li><li>'Can I link multiple bank accounts to a single contactless card?'</li></ul> |
| IB Loan against Sovereign Gold Bond | <ul><li>'Can I get a loan against my Sovereign gold bond for a medical emergency?'</li><li>'Can I use my Sovereign jewel Bond as collateral for a business loan?'</li><li>"Can I get a loan against my Sovereign jewelry Bonds if I'm self-employed?"</li></ul> |
| Services rendered free of charge | <ul><li>'Do complimentary online banking services include bill pay?'</li><li>'Do zero-fee mobile deposit services require a smartphone app?'</li><li>'Do free online statements require paperless enrollment?'</li></ul> |
| Agricultural Jewel Loan Scheme | <ul><li>'Do I need to provide collateral for Agri Jewelry loan application?'</li><li>'What are the benefits of Agri Jewelery loan for women farmers?'</li><li>'Can I use the Agri Jewel Loan Scheme for crop financing?'</li></ul> |
| IND KISAN SAUR SHAKTHI (PM KUSUM) Additional Component (Component C- Feeder level Solarisation) | <ul><li>'What are the eligibility criteria for Feeder level Solarisation scheme?'</li><li>'Is the Solar Shakthi scheme available to all farmers in India?'</li><li>'Does my farm qualify for the Solar Feeder Level Component subsidy?'</li></ul> |
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